Thursday, May 21, 2020

Current Topics For Essay Writing Competition

<h1>Current Topics For Essay Writing Competition</h1><p>If you are composing a secondary school article, probably the best region to start is a conversation on current points for exposition composing. This is especially significant in light of the fact that the theme is definitely not a significant subject. The regular subject to this point is something that everybody is recognizable with.</p><p></p><p>Another amazing motivation to utilize this as a theme is that there is a current crowd for it. The crowd will be the individuals who are perusing the articles and making a decision about them. Truth be told, huge numbers of those perusers may know another person who is likewise taking an interest in the competition.</p><p></p><p>The article will have a general articulation and it will proceed all through the exposition. Be that as it may, the more explicit articulations ought to be connected to a proposition explanation. The proposition articulation is essentially the focal point of the essay.</p><p></p><p>To do this, we should experience the layout that you composed during the creative cycle. You may have seen that it does exclude a postulation proclamation. Notwithstanding, it is legitimate to incorporate a focal topic of a subject that is known. At that point you have to make a rundown of the considerable number of subjects of current themes for article composing competition.</p><p></p><p>Themes in this opposition can be recorded or current themes. You have to list all the current well known points for exposition composing rivalry. For instance, the kind of eating less junk food will be a well known subject in this opposition. Along these lines, you have to list all the current well known subjects for article composing rivalry, for example, the vegan diet, the natural eating regimen, the crude food diet, vegetarianism, abstaining from excessive foo d intake and more.</p><p></p><p>You need to expound on the different eating regimens as great points for paper composing rivalry. At the point when you show them, it is imperative to give every one its own place. It is imperative to give each subject its own area inside the essay.</p><p></p><p>One case of this is the General Introduction to General Topic about the Atkins Diet. This is a decent generally outline of the zone where you are concerned. Simply follow this example and you will have the option to compose the perfect paper topic.</p><p></p><p>A subject that is too broad will be rattled. In all actuality there is a great deal of felt that goes into composing the ideal theme. The initial phase in doing so is drilling down all the things that you think about and afterward expounding on them.</p>

Saturday, May 9, 2020

Creative Thinking Essay Topics

<h1>Creative Thinking Essay Topics</h1><p>Are you searching for some inventive reasoning paper points? All things considered, the fundamental thought is to think inventively and express your feeling through the strategy that is generally appropriate for you. Presently, you can write in whatever style you like, yet your article needs to have the correct theme just as some imagination in it. You can locate various paper subjects that are useful for the point that you are expounding on, just as the style and the progression of your essay.</p><p></p><p>You need to recall that when you are composing for inventive reasoning, you need to ensure that you have a decent stream in your article just as a framework of the structure. The whole exposition will be progressively inventive on the off chance that you have a decent stream in your articles just as a stream in your contemplations. This will permit you to add thoughts and to change subjects as you come in the essay.</p><p></p><p>Flow is significant as it is the foundation of all composition, and article composing particularly. It will assist you with having the stream in your composition, which is what is generally fundamental and what you need so as to deliver a high caliber of work. You can't simply have thoughts in your mind, except if you need to get lost down the road.</p><p></p><p>Creative reasoning paper points necessitate that you consider the entire exposition and not just around one thought. You will need to utilize different strategies and styles, with the goal that you can offer a generally excellent input, yet in addition truly add something new to the article. It is imperative to stream, and afterward you will have the option to write such that the peruser will discover both intriguing and informative.</p><p></p><p>Many understudies that need to compose articles yet can not locate any creati ve plans to expound on, will in general depend on the exposition subjects that they are generally acquainted with. In all actuality you don't need to compose on themes that you know about. There are numerous different themes out there that are similarly as fascinating and can be useful and interesting as well.</p><p></p><p>Creative reasoning article points can incorporate science, governmental issues, religion, and recent developments, and you can even utilize big name tattle, just as the later issues, for example, gay marriage, an unnatural weather change, and that's only the tip of the iceberg. The truth of the matter is that you can take a gander at any theme that intrigues you and expound on it. In the event that you imagine that you will most likely be unable to consider anything unique, you can even expound on something that you have found in the news or on television.</p><p></p><p>Remember that the main thing that you have to co nsider is that you have to assemble your thoughts and afterward figure out how to make your contemplations stream. You will find that you can make a serious decent research paper utilizing these sorts of subjects. It is especially conceivable to utilize the ideas that you will have found out about while concentrating with these article topics.</p><p></p><p>The just thing that you have to recollect is that your paper ought to have the option to be something that individuals will discover intriguing. You should expound on subjects that will assist you with expressing your feeling, and that will have the option to address any question you may have. Imaginative reasoning is something beyond having smart thoughts, it is tied in with having the option to communicate your considerations and thoughts in a way that perusers will discover both intriguing and enlightening. In the event that you follow these tips, you will have the option to utilize inventive article poi nts and discover the appropriate responses that you need.</p>

Friday, May 8, 2020

Using Essay Writing Sample Topics For Writing Tips

Using Essay Writing Sample Topics For Writing TipsTo write a successful essay, you need to have some good ideas, and if you don't know where to start, using an essay writing sample topics is the way to go. You can download these topics from the internet so that you are familiar with the format before you begin.These essays come in the form of practice tests, and you can give them as a test essays. These tests are designed to measure your level of understanding of various topics. You can use these to gauge your level of writing skills and decide if you want to learn how to write a thesis, or if you want to use this as a means to practice your writing.In order to write an essay of high quality, you will need to know the techniques to deliver good essays. However, you can help yourself by using essay writing sample topics. These are written samples that will give you good ideas on how to create an effective essay.When you are searching for an essay writing sample topic, look for those t hat match the type of essay you want to write. Make sure that the topic has already been covered, since you won't have enough time to finish one. Once you have found one that matches the topic, then begin searching for samples that have that same topic.You can also find a topic by researching for the right topic for your selected area of interest. This will also give you an idea of the topics that you can choose from to begin writing.Your search will also include the different types of topic you can choose from. After you have searched through the possible topics, you can narrow down your search to a few topics that you feel comfortable writing about. Once you find these topics, you can begin to write the essay.When you understand how to write a great essay, it will make all the difference when you have to deliver a paper. You will be able to complete your assignment much faster because you will have some ideas on how to structure your paper, and how to write an effective essay.

Wednesday, May 6, 2020

Essay on The Bane of Humanity Analyzing Young Goodman...

The fight between good and evil is present inside every person. For example, forgiveness and revenge are on opposite ends of the spectrum, yet people may be more inclined to seek revenge instead of choosing to forgive. Thus, humanity is in a constant struggle to fight against an evil inclination. Nathaniel Hawthorne portrays this human dilemma in his short story â€Å"Young Goodman Brown†, which is about a man leaving his loving wife to travel into the forest for the night. He believes no harm will come of his actions and promises a fulfilling life with his wife after his encounter. Instead, Brown’s errand within the forest changes his aspect on the whole of humanity and uproots his beliefs in God. Hawthorne uses his characters’ names, Faith’s†¦show more content†¦The town views her as the perfect example for the Christian lifestyle. However, Brown sees Goody Cloyse in the forest, worshiping the Devil. She is not truly good as her name suggests, a nd she causes Brown to lose all faith in God. Hawthorne is demonstrating that if the most spiritual woman in the town cannot withstand evil inclinations, as well as a supposedly good man like Brown, then the whole of humanity does not have a chance. Secondly, Goodman Brown’s wife, Faith, is a sweet, young woman who has a secret life within the darkness that haunts the forest. At first, she wants nothing more but to care for her husband and keep him safe. She begs Brown to stay with her that night, as if something has â€Å"warned her what work is to be done tonight† (Hawthorne 380). Faith seems to already know what will happen to Brown if he gives into his evil inclinations. Therefore, despite her warning him about the dangers and darkness, she hypocritically participates in the cult worshiping just like everyone else. Her purity is a mask to hide her true character underneath. Hawthorne uses Faith’s actions to show that people are liable to be hypocrites and ar e drawn to evil. Lastly, the entire town is seen during Goodman Brown’s meeting in the forest, and he discovers their hypocritical and evil worship ceremony. These townspeople include the deacon of ministry, Goodman Brown’s old Sunday school teacher, as well as his own wife, Faith. The major hypocrisy of Goody Cloyse andShow MoreRelatedOrganisational Theory230255 Words   |  922 Pagesstarting point for getting to grips with the field of organization theory. Dr Martin Brigham, Lancaster University, UK McAuley et al. provide a highly readable account of ideas, perspectives and practices of organization. By thoroughly explaining, analyzing and exploring organization theory the book increases the understanding of a field that in recent years has become ever more fragmented. Organization theory is central to managing, organizing and reflecting on both formal and informal structures,

Tuesday, May 5, 2020

Accounting Superannuation in Australia

Question: Describe about the Superannuation in Australia. Answer: Introduction In Australia, superannuation refers to accumulated funds arrangement made by people in Australia to provide them retirement income. This is encouraged by the Australian government and supported with other tax benefits. Australias superannuation system is ranked with number three in the world lagging behind by Netherlands and Denmark only (Copy of home (2016)). There is a minimum standard set by the government for contributions as well as for superannuation fund management for employees. Contributions have to be made by the employer for employees a part from the salary and wages provided to the employees. Australian retirement 3 pillar system is (Australia's three-pillar system 2016): This contribution was 9.5% since July 2014 but is proposed to increase up to 12% from 2019((APRA) 2014). Tax concessions are also focused to attract for voluntary concessions. Retirement age which is currently 65 years for males and 64 years for females is to be increased to the age of 67 years. But veterans would get benefit before five years from civilians. These elements are subject to change if: Employers are ready to pay a higher percentage than a government has decided.(large companies, a good employer) Employees are eager to pay pre-tax contributions from their wages and salary packages. After tax contribution is also a way to contribute, which is $1, 50,000 cap a year or $450,000 in a period of three years. Government contributing a higher of up to $1,000 a year for low income groups. Current superannuation scheme in Australia was launched in 1992 July according to which all employers have to contribute for retirement scheme of their employees. It was started with a percent of 3% of the wages of the employees, But currently it is 9% (APRA 2016). History of superannuation funds It was first came in existence in 19th century in Australia. Superannuation was very common t use in 19th century which directly refers to the retirement benefits or we can say pension schemes. In most countries it is refereed as private pension which is known as superannuation by Australians. It is not very clear why pension is termed as superannuation in Australia but is different from what is provided by the private parties and what is provided by government as age pension. It could be stated as what the retirees get after a longer period of working life an employees gets in lump sum. Firstly it was provided by bank of Australiasia in October 1842, which was available upto 1940s the benefit of superannuation was available only to males, public sector group employees of large companies. Employer provided a small amount of benefit only and that was also not very compulsory. After 1974, 32.2% of salary and wage earners were considered for superannuation out of which 40.8% were male and only 16.5% were females. At that time superannuation was provided in the form of defined benefit funds. In order to make superannuation a universal approach, ACTU came in form and attached with the government and it was announced to pay 3% of wages and salaries of employees as superannuation by the employer to his/her employees. It changes many of lives of employees in Australia but not of all. This submission was made by in accordance to some supporting arguments: First implication was that, the workforce and population is getting old. Positive effects of last retirement benefits. Wide disparity existing in the economy as most of the population was not covered under superannuation schemes only large income groups, and male populations are getting these benefits. It was proposed that females and low income groups are also entitled to get these benefits. Size of superannuation funds Superannuation funds were $2,046 billion at the year ending 2015 in December quarter which was slightly high from the last one (Superannuation Statistics 2016). It was nearly $1 billion in March quarter of 2015 which was just increased by 6.1% at December end of the year (Works, S. (2016). Total assets were $449 billion in December 2015 which was 14.3% more from the last year. Superannuation 2016 statistics Feb 2016 Overview Type of fund Total assets ($billion) No. of funds No. of accts (June 15) Corporate 54 36 0.3 million Industry 446 43 11.3 million Public sector 354 38 3.5 million Retail 541 148 13.8 million Funds with less than 5 members 597 568,943 1.1 million Balance of statutory funds 56 Total 2,046 30.0 million Manner of investment (funds with more than four members) Manner of investment $ billion Directly invested 480 Placed with Investment Managers 677 Invested in Life Office Statutory Funds 195 Total assets 1,352 Funds with more than four members Dec quarter 2015 $ million Employer DB contributions 3,539 SG contributions 13,858 Salary sacrifice 2,009 Member contributions 5,162 Net rollovers to SMSFs 1,740 Lump sum benefits 8,157 Pensions 7,544 Contributions taxes 2,469 Earnings tax 986 Operating expenses 1,609 Net earnings 36,255 Net growth 41,586 Asset allocation (funds with more than four members) Asset class Amount ($billion) % Cash 166 12 Australian fixed interest 183 14 International fixed interest 96 7 Australian listed shares 317 24 Listed property 45 3 Unlisted property 71 5 International shares 295 22 Infrastructure 61 5 Hedge funds 24 2 Unlisted equity 62 5 Other 31 2 Total 1,352 100 MySuper funds Characteristis Amount($billion) % Cash 37 8 Australian fixed interest 51 11 International fixed interest 27 6 Australian listed shares 97 22 Listed property 9 2 Unlisted property 34 8 International shares 115 26 Infrastructure 32 7 Hedge funds 0 0 Unlisted equity 27 6 Other 15 3 449 100 Various sector of superannuation funds Types of superannuation funds In Australia there are around 500 types of superannuation funds currently operating. 362 out of 500 have total asset of greater than $50 million. Funds are totalled of $2.05 trillion in March 2015(Ato.gov.au. 2012) Superannuation fund assets My super This fund offers a new type of account. This will replace the default accounts will super funds accounts. It can be one chosen by the employee or the employer. It offers Easy features Cheap fees Single stage investment options Retail funds These funds are run by banks or some investment companies. Anyone can join retail funds and can have a various options to invest. These are usually of low but are offered in low to high at every range. Industry funds There are around 5-15 investment options available to the employees Funds are accumulated Long term investors can gain defined benefits These funds are available at low fees. Self managed super funds SMSFs come with self managing control on funds but with more responsibility as well as workload. This is suitable for people who have super skills to manage financial and legal terms (McIntyre, T.M. (2016). It is the largest of all funds with 99% of the total number of funds (RiceWarner 2014). SMFs property investment SMFs allow to purchase real estate in residential sector ( Ambachtsheer K., Capelle R., Lum H., (2006) Individuals can withdraw superannuation fund when he fulfils all the conditions laid down by schedule 1 of superannuation industry regulation 1994(Journal of Applied Finance, Spring/Summer 2008.) Importance of superannuation and expected Growth in superannuation assets Australians are going to live a healthy and longer life that means you will need a big fund after your retirement. People cannot only rely upon pension schemes. In Australia if you are working under someone then your employer will contribute 9.5% of your salary a part from your salary to your superannuation guarantee fund, fund the one which is chosen by you or suggested by your employer or financer. Retirement could last a long Pension could not be sufficient Insurance cover Great tax benefits Expected growth in fundsCountry is expecting a rapid growth in superannuation assets from now to 2035 in various sector corporate, self managed, public sector, industry, retail, and retail employer sponsored sectors (Choonara, J. (2009),). Challenges being faced by: Long term growth of Australia hinders on productivity performance. Key drivers are competition and innovation (OECD (2006). There are various gaps to the system. Sustainability: climate change and other environmental issues like water issues demonstrates bio-physical forces that are big challenges to be faced in near future. Technology advancement: world is getting digital. There is a rapid transformation in technology day by day that cannot be predicted. Demographic shift: Australias population is getting older and our focus is old people of aged above 65 years which is going to be rise from 13.5% to 22.7% in 2050. Health care facilities, and other amenities is a big challenge. Shift in global economic weight: middle class population in Asia pacific is expected to grow very fast, so this is a big challenge to overcome. Some short term challenges are: Volatility in world economy Structural change Productivity Fiscal unsustainability Australia has faced global financial crisis in 2007. But Australia was the least escaped country all over the world. Australian banking sector was also very less affected. Rather there have been continuous fall in financial companies from market practices and investment funds. Again in 2009 market fall by 41% from the peak point of November 2007 creating huge losses for investors and pension fund sector (APRA 2007). Australia was the second biggest issuer of pension securities and funds. Problems of investors protection arrangement and margin lending were mentioned in order to failure of the market. Many funding banks faced fall in goodwill as they were not sufficient to provide funding and not providing services. There were many reasons of continuous financial crisis. Firstly the crisis was neglected by the economists. Secondly, there were many issues which remain unsolved among economists and political leaders (APRA 2009). Recommendations Setting clear objectives for the system of superannuation: Government should focus to develop such system to strengthen the objectives of the superannuation guarantee scheme within the law of government in 2016(Treasury 2001). Improving efficiency: By the end, government must intend to introduce a system which works efficiently and effectively with allocating new employees or staff to fund schemes. Choice of funds: Government should extend the choice option of fund to more employees even to those who cannot choose their option of superannuation funds due to some legislation rules. Retirement income: Government should progress the retirement income of the employees and support the CIPR (comprehensive income products for retirement). Member engagement: Government should agree practicable and cost effective fund schemes for superannuation of employees. Financial advice: Financial interest of firms and consumers should be aligned Government should focus to use a differ approach for superannuation schemes with life insurance firms. Government should propose to support retail life insurance industry with legislation and regulatory firms. Government must support Australian securities and investment commission after going through structure of remuneration in mortgage and broking sectors. Professional advisers issuance: Professional advisers will be developed by the legislation in 2016 by giving them adequate qualification, and professional training. Financial advice: General advice should be provided to consumer in order to alleviate misunderstanding. Legislations needs to be developed to financial advisers and mortgage brokers. References: OECD (2006), Guidelines on Pension Fund Asset Management: Recommendation of the Council. ABS.(2007).Employment arrangements, retirement and superannuation, Australia Apr to Jul 2007 (Re-Issue). (Cat. No.6361.0).Canberra, Australia:Australian Bureau of Statistics. .(Accessed: 20 May 2016) ABS.(2009).Employment arrangements, retirement and superannuation, Australia Apr to Jul 2007 (Re-Issue). (Cat. No.6361.0).Canberra, Australia:Australian Bureau of Statistics(Accessed: 20 May 2016) The Treasury.(2001).Towards higher retirement incomes for Australians: A history of the Australian retirement income system since Federation.Canberra, Australia:The Australian Government the Treasury(Accessed: 20 May 2016).